KIBOR rate today (1-year)
1-year Karachi Interbank Offered Rate (offer side) - the benchmark that car loans, home finance and business lending are priced from.
As of · State Bank of Pakistan / FMA · updated daily
11.01%▲ 0.01 pts since 12 Sept 2026
History
Key factsas of 14 Sept 2026
- KIBOR rate today (1-year)
- 11.01% %
- Change since 12 Sept 2026
- +0.01% %
- Lowest on record (8 Sept 2026 to 14 Sept 2026)
- 11% %
- Highest on record
- 11.03% %
- Source
- State Bank of Pakistan / FMA
- Updated
- daily
About this number
KIBOR, the Karachi Interbank Offered Rate, is what banks charge each other; the 12-month offer rate is the base for most car loans, home loans and business financing, which are priced at KIBOR plus a spread. It is published every morning by the Financial Markets Association and tracks the SBP policy rate closely.
Questions people ask
- What is KIBOR used for?
- Almost every floating-rate loan in Pakistan is priced at KIBOR plus the bank's spread and reprices monthly, quarterly or annually.
The news behind the number
| Date | Value | Change | Note |
|---|---|---|---|
| 14 Sept 2026 | 11.01% | ▲ 0.01 pts | |
| 12 Sept 2026 | 11% | ▼ 0.02 pts | |
| 11 Sept 2026 | 11.02% | ▼ 0.01 pts | |
| 10 Sept 2026 | 11.03% | ▲ 0.02 pts | |
| 9 Sept 2026 | 11.01% | ▼ 0.01 pts | |
| 8 Sept 2026 | 11.02% | first |