Calculators & tools
Every number shows its source and the date it was last reviewed. Calculations run in your browser: nothing you enter is stored.
Tax
Income tax, PTA tax, withholding, filer vs non-filer
Tax
Income Tax
Free salary tax calculator for Pakistan: enter your monthly salary and see income tax under the FBR 2026-27 slabs, your take-home, effective rate and slab.
Monthly income taxRs 23,000
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Tax
Freelancer tax
How much tax a Pakistani freelancer or IT exporter pays on foreign earnings: the 0.25% final tax with PSEB registration, 1% without, what the tax is in rupees on your monthly USD income, and what it takes to keep the rate.
Tax per year at 0.25%Rs 16,620
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Tax
Cash withdrawal tax
See what the bank deducts when a non-filer withdraws cash: 0.8% once the day's withdrawals pass Rs 50,000, what filers pay (nothing), how much a month of withdrawals costs, and how splitting withdrawals across days changes it.
Tax on Rs 200,000 withdrawn in a dayRs 1,600
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Tax
Property CGT
Work out the capital gains tax when you sell a plot, house or flat in Pakistan: 15% flat for filers on property bought after 1 July 2024, the holding-period table for older property, the 236C tax withheld at transfer, and what you actually keep.
Capital gains tax dueRs 750,000
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Tax
Sales tax
Add or back out sales tax: 18% federal GST on goods, provincial services tax (PRA 16%, SRB 15%, KPRA 15%) and the 4% further tax on sales to unregistered buyers. Works from tax-inclusive or exclusive amounts.
Sales tax to addRs 18,000
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Finance
Salary, zakat, loans, savings, remittances
Finance
Gratuity
Work out the gratuity you are owed when you leave a job in Pakistan: 30 days of your last drawn wages for every completed year of service, with six months or more counting as a full year, under the Standing Orders Ordinance.
Gratuity for 6 yearsRs 480,000
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Finance
Overtime
Turn a monthly salary into an hourly rate and work out overtime at double pay for the extra hours in a week or month, as the Factories Act and the Shops and Establishments Ordinance require.
Overtime pay for 20 hours (month)Rs 9,615
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Finance
Take-Home Salary
See exactly what lands in your account: gross salary minus income tax, EOBI and provident fund, with an annual view.
Monthly take-homeRs 143,630
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Finance
Zakat
Calculate zakat on gold, silver, cash, savings and investments using today’s nisab in Pakistani rupees. Choose the silver or gold nisab and see exactly what is due.
Zakat payableRs 12,500
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Finance
Home Loan
Monthly installment, total mark-up and how much house you can afford on your income, for bank home loans and Islamic house finance in Pakistan.
Monthly instalmentRs 140,596
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Finance
Currency converter
Convert dollars, dirhams, riyals, pounds and euros to Pakistani rupees at today's interbank rate, and see what a bank remittance or the open market would actually give you.
$ 1,000 at interbankRs 277,300
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Finance
Personal loan
Monthly instalment and total mark-up on a personal or salary loan in Pakistan for any amount, rate and tenure, with the year-by-year balance so you can see how much is interest.
Monthly instalmentRs 38,320
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Finance
Salary increment
Enter your salary and the raise (percent or amount) to see the new gross, how much extra income tax you'll pay under the 2026-27 slabs, and what actually lands in your account.
New monthly salary (gross)Rs 165,000
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Finance
EOBI
Work out EOBI contributions for one employee or a whole payroll: employer 5% and employee 1% of the federal minimum wage (Rs 40,700 from July 2026), monthly and per year, plus who must register and when pension starts.
EOBI per month for 10 employeesRs 24,420
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Finance
National Savings
Monthly and yearly profit on National Savings certificates and accounts at the rates effective 18 July 2026, Behbood, Pensioners' Benefit, Regular Income, Defence Savings, Special Savings, after withholding tax for filers and non-filers.
Monthly profit after taxRs 8,160
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Finance
Provident fund
Project your provident fund: monthly employee and employer contributions on basic salary, the fund's profit rate and annual raises, to see the lump sum at leaving or retirement year by year.
Provident fund after 10 yearsRs 4,933,201
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Cars
Financing, registration, token tax, fuel cost
Cars
Car Loan
Work out your monthly car loan installment, total mark-up and total cost for bank car financing or Meezan car Ijarah at KIBOR-linked rates.
Monthly instalmentRs 75,435
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Cars
Token Tax
Calculate the annual token tax on your car or bike for FY2026-27 in Punjab and Islamabad, token tax by engine capacity and invoice value, income tax under section 234 for filers and non-filers, professional tax and the 10% early-payment rebate.
Annual token tax + taxes (Punjab, FY2026-27)Rs 16,200
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Cars
Fuel Cost
Monthly and per-kilometre fuel cost from your driving and mileage at today’s petrol or diesel price in Pakistan.
Monthly fuel costRs 26,750
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Cars
Registration tax
See what a new car really costs on the road: section 231B advance tax by engine size (filer vs non-filer), Punjab registration fee and number plate, so you know the total before you book.
On-road cost (filer)Rs 4,662,000
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Property
Stamp duty, CVT, rental yield, plot size
Property
Rental yield
Is that property worth it as an investment? Enter the price, the monthly rent and the running costs to see gross and net rental yield, how many years the rent takes to repay the price, and how it compares with a bank deposit.
Net rental yield3.39% a year
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Property
Plot Size
Convert marla, kanal, square feet, square yards (gaz) and square metres instantly, 1 kanal = 20 marla; 5 marla = 1,125 or 1,361 sq ft depending on the standard.
5 marla is1,361 sq ft
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Property
Property Tax
Calculate every tax on a property purchase or sale in Pakistan for 2026-27: FBR advance tax under 236K (buyer) and 236C (seller) for filers and non-filers, plus stamp duty, registration fee and transfer tax in Punjab, Sindh and Islamabad.
Total tax on buying (Punjab, filer)Rs 637,500
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Utilities
Electricity, gas, water bills
Utilities
Electricity Bill
Electricity bill calculator for LESCO, IESCO, MEPCO, GEPCO, FESCO, PESCO and K-Electric. Enter units to see your bill with the current per-unit price, GST, FC surcharge and duties.
Estimated monthly billRs 17,650
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Utilities
AC Cost
How many units an air conditioner adds to your bill and what it costs per month, for inverter and non-inverter 1, 1.5 and 2 ton units.
Monthly cost of this ACRs 9,072
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Utilities
Gas bill
Estimate your monthly Sui gas bill from meter units (m³) or hm³ using the OGRA domestic slabs for SNGPL and SSGC, protected and non-protected rates, fixed charges, meter rent and 18% GST.
Estimated gas billRs 1,509
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Government
Fees, timelines, eligibility
Solar
System sizing, payback, net metering
Telecom
Packages, PTA, mobile tax
Telecom
Mobile load tax
How much balance you actually get when you load Rs 100, 500 or 1,000 on Jazz, Zong, Telenor or Ufone: the 15% advance income tax taken at recharge, the sales tax taken when you use it, and how much of the tax a filer can claim back.
Balance on a Rs 100 rechargeRs 86.96
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Telecom
PTA Tax
Check PTA tax for any phone in seconds. Enter the phone value to see the PTA/FBR tax on passport and on CNIC, iPhone 17, Samsung Galaxy and all imported phones.
PTA tax on passportRs 99,094
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